Muleshield Corporate

Overview

MuleShield Corporate is a business risk intelligence API designed to help financial institutions evaluate the legitimacy and fraud risk of companies during onboarding. It consolidates data from statutory records, compliance databases, contact validation systems, geo-risk indicators, digital intelligence sources, and security checks to generate a unified Trust Score (0–1000) along with a corresponding Risk Category.

By analyzing business identity consistency, operational health, leadership authenticity, digital presence, and behavioral risk signals, the API enables institutions to identify shell entities, mule-operated businesses, and high-risk corporate applicants early in the onboarding journey. The output is structured, transparent, and designed to support automated decisioning as well as enhanced due diligence workflows.

Endpoint

POST https://api.signzy.app/api/v3/muleshield-corporate-advanced

Curl

curl --location 'https://api.signzy.app/api/v3/muleshield-corporate-advanced' \
--header 'Content-Type: application/json' \
--header 'Authorization: <AUTH_TOKEN>' \
--data-raw '{
  "name": "",
  "pan": "",
  "gstin": "",
  "email": "",
  "llpin": "",
  "udyamNumber": "",
  "address": "",
  "pincode": "",
  "ipAddress": "",
  "domain": "",
  "directorName":"",
  "phoneNumber":""
}'

Input Parameters

Parameter	Required	Type	Description
name	Yes	String	Legal name of the business
pan	Yes	String	Business / Proprietor PAN
phoneNumber	No	String	Registered contact number
email	No	String	Official business email
gstin	No	String	GST Identification Number
cin	No	String	CIN / LLPIN
udyamNumber	No	String	Udyam Registration Number
directorName	No	String	Director / Owner name
address	No	String	Business address
pincode	No	String	Business pincode
ipAddress	No	String	IP used during onboarding
domain	No	String	Official website domain

Risk Categories

Score Range	Risk Category	Interpretation
> 750	Very Low Risk	Strong legitimacy indicators
501 – 750	Low Risk	Acceptable risk
301 – 500	Moderate Risk	Requires enhanced due diligence
< 300	High Risk	High fraud or mule probability

Final score range: 0 to 1000

API Response

{
  "result": {
    "trustScores": {
      "score": 0,
      "riskCategory": "",
      "nameMatch": 0
    },
    "udyamRegistration": {
      "impact": "",
      "generalInfo": {},
      "officialAddressOfEnterprise": {},
      "pdfUrl": ""
    },
    "phoneToUdyam": {
      "impact": "",
      "count": 0,
      "enterprises": []
    },
    "panToUdyam": {
      "impact": "",
      "pan": "",
      "udyamNumber": "",
      "enterpriseName": "",
      "organisationType": "",
      "majorActivity": "",
      "currentEnterpriseType": "",
      "classificationYear": "",
      "classificationDate": "",
      "dateOfIncorporation": "",
      "dateOfUdyamRegistration": "",
      "address": {
        "city": "",
        "state": "",
        "pin": "",
        "district": ""
      },
      "nicCodes": [],
      "certificateUrl": ""
    },
    "rocSimpleSearchByCin": {
      "impact": "",
      "numberOfMembers": "",
      "subCategory": "",
      "class": "",
      "companyType": "",
      "companyName": "",
      "whetherListed": "",
      "dateOfIncorporation": "",
      "lastAgmDate": "",
      "registrationNumber": "",
      "registeredAddress": "",
      "activeCompliance": "",
      "suspendedAtStockExchange": "",
      "balanceSheetDate": "",
      "category": "",
      "status": "",
      "rocOffice": "",
      "countryOfIncorporation": "",
      "descriptionOfMainDivision": "",
      "addressOtherThanRegisteredOffice": "",
      "emailId": "",
      "noOfDirectors": "",
      "statusForEfiling": "",
      "pan": "",
      "directorDetails": []
    },
    "gstnDetailed": {
      "impact": "",
      "constitutionOfBusiness": "",
      "legalNameOfBusiness": "",
      "tradeNameOfBusiness": "",
      "centreJurisdiction": "",
      "stateJurisdiction": "",
      "registrationDate": "",
      "taxPayerDate": "",
      "taxPayerType": "",
      "gstinStatus": "",
      "cancellationDate": "",
      "natureOfBusinessActivities": [],
      "principalPlaceAddress": {
        "emailId": "",
        "address": "",
        "natureOfBusiness": "",
        "mobile": "",
        "lastUpdatedDate": ""
      },
      "gstnRecords": [],
      "annualAggregateTurnOver": "",
      "grossTotalIncome": "",
      "grossTotalIncomeFinancialYear": "",
      "filingStatus": []
    },
    "pan": {
      "impact": "",
      "panAllotmentDate": "",
      "panStatus": "",
      "name": "",
      "number": "",
      "firstName": "",
      "middleName": "",
      "lastName": "",
      "typeOfHolder": "",
      "gender": "",
      "isIndividual": false,
      "category": "",
      "dateOfBirth": "",
      "maskedAadhaarNumber": "",
      "emailId": "",
      "mobileNumber": "",
      "aadhaarLinked": false
    },
    "panAddress": {
      "impact": "",
      "fullAddress": "",
      "addressLineOne": "",
      "addressLineTwo": "",
      "street": "",
      "city": "",
      "state": "",
      "pincode": "",
      "country": ""
    },
    "digitalIdentityDetails": {
      "impact": "",
      "digitalIdentityScore": 0,
      "samePhoneNameCount": "",
      "diffPhoneNameCount": 0,
      "totalPhoneNameCount": 0,
      "sameEmailNameCount": "",
      "diffEmailNameCount": "",
      "totalEmailNameCount": "",
      "morePhonesMappedWithEmail": "",
      "moreEmailsMappedWithPhone": 0,
      "digitalFootprint": "",
      "fintechCount": "",
      "ageBand": "",
      "gender": "",
      "phoneFirstSeenYear": 0,
      "emailFirstSeenYear": "",
      "phoneEmailMatch": "",
      "phoneEmailFirstSeenYear": "",
      "phoneEmailLastSeenYear": "",
      "phoneNameFirstSeenYear": "",
      "phoneNameLastSeenYear": "",
      "emailNameFirstSeenYear": "",
      "emailNameLastSeenYear": ""
    },
    "financeDetails": {
      "impact": "",
      "dmatAccount": "",
      "hasMutualFund": "",
      "hasCreditCard": "",
      "occupation": "",
      "businessOwner": ""
    },
    "phoneDetails": {
      "impact": "",
      "customerName": "",
      "isValid": false,
      "connectionType": "",
      "currentServiceProvider": "",
      "originalServiceProvider": "",
      "networkRegion": "",
      "phoneDeactivatedDays": "",
      "phoneDeactivationCount": "",
      "phoneDisposable": "",
      "phoneTenure": {
        "min": "",
        "max": ""
      }
    },
    "portedHistory": {
      "impact": "",
      "numberOfPorts": "",
      "portedSinceXDays": "",
      "changeInCarrierRegion": "",
      "portedEvents": []
    },
    "phoneFootprint": {
      "impact": "",
      "registeredProfiles": 0,
      "toi": false,
      "gaana": false,
      "oyoRooms": false,
      "noBroker": "",
      "instagram": "",
      "microsoft": "",
      "housing": false,
      "flipkart": false,
      "altBalaji": "",
      "facebook": false,
      "twitter": "",
      "shaadi": "",
      "digiLocker": "",
      "irctc": "",
      "samsung": "",
      "indaneGas": "",
      "timesPrime": "",
      "jeevanSathi": "",
      "indianExpress": false,
      "swiggy": false,
      "whatsApp": false,
      "linkedIn": "",
      "policyBazar": "",
      "byju": "",
      "zee5": ""
    },
    "gstinList": {
      "impact": "",
      "list": []
    },
    "emailDetails": {
      "impact": "",
      "status": "",
      "freeEmail": "",
      "subStatus": "",
      "domain": "",
      "domainAgeDays": "",
      "smtpProvider": ""
    },
    "emailFootprint": {
      "impact": "",
      "registeredProfiles": 0,
      "gaana": false,
      "scripbox": "",
      "adobe": "",
      "trivago": "",
      "housing": "",
      "flipkart": "",
      "jeevanSathi": "",
      "microsoft": false,
      "github": "",
      "freelancer": "",
      "shaadi": "",
      "tumblr": "",
      "firefox": "",
      "twitter": "",
      "quora": "",
      "spotify": "",
      "eventBrite": "",
      "bitmoji": "",
      "wordpress": "",
      "snapdeal": "",
      "codeAcademy": "",
      "apple": "",
      "vimeo": "",
      "pinterest": "",
      "flickr": "",
      "instagram": "",
      "facebook": "",
      "linkedIn": "",
      "patreon": "",
      "envato": ""
    },
    "pincode": {
      "impact": "",
      "blacklisted": false,
      "phonePincodeFirstSeenDays": 0,
      "phonePincodeLastSeenDays": 0,
      "phonePincodeMatchCount": 0,
      "phoneUniquePincodesCount": 0,
      "emailPincodeFirstSeenDays": "",
      "emailPincodeLastSeenDays": "",
      "emailPincodeMatchCount": "",
      "emailUniquePincodesCount": ""
    },
    "ipBlacklist": {
      "impact": "",
      "isHijacked": false,
      "isSpider": false,
      "isTor": false,
      "isDshield": false,
      "isVpn": false,
      "isSpyware": false,
      "isSpamBot": false,
      "isBot": false,
      "isListed": false,
      "isProxy": false,
      "isMalware": false,
      "isExploitBot": false,
      "blocklists": [],
      "listCount": 0,
      "sensors": [],
      "latitude": 0,
      "longitude": 0
    },
    "domainIntelligence": {
      "impact": "",
      "name": "",
      "domain": "",
      "industry": "",
      "foundedYear": "",
      "metrics": {},
      "tech": [],
      "socialHandles": {},
      "sslCheck": {},
      "vulnerabilities": {}
    },
    "cyberCrimeRecords": {
      "impact": "",
      "phoneNumber": "",
      "email": ""
    },
    "emailVerification": {
      "impact": "",
      "email": "",
      "isValid": "",
      "status": "",
      "subStatus": "",
      "isFreeEmail": "",
      "domain": "",
      "domainAgeDays": "",
      "smtpProvider": "",
      "mxFound": "",
      "person": {},
      "company": {}
    }
  }
}

Response Mapping

Key Path	Description
result	Root response object
trustScores.score	Trust score
trustScores.riskCategory	Risk category
trustScores.nameMatch	Name match percentage
udyamRegistration.impact	Impact indicator
udyamRegistration.generalInfo.udyamRegistrationNumber	Udyam registration number
udyamRegistration.generalInfo.nameOfEnterprise	Enterprise name
udyamRegistration.generalInfo.majorActivity	Business activity
udyamRegistration.generalInfo.organisationType	Organisation type
udyamRegistration.generalInfo.socialCategory	Social category
udyamRegistration.generalInfo.dateOfIncorporation	Incorporation date
udyamRegistration.generalInfo.dateOfCommencementOfProductionBusiness	Business start date
udyamRegistration.generalInfo.dic	District Industries Centre
udyamRegistration.generalInfo.msmedi	MSME Development Institute
udyamRegistration.generalInfo.dateOfUdyamRegistration	Registration date
udyamRegistration.generalInfo.typeOfEnterprise	Enterprise type
udyamRegistration.generalInfo.msmedfo	MSME office
udyamRegistration.officialAddressOfEnterprise.flatDoorBlockNo	Flat/Door
udyamRegistration.officialAddressOfEnterprise.nameOfPremisesBuilding	Building
udyamRegistration.officialAddressOfEnterprise.villageTown	Village/Town
udyamRegistration.officialAddressOfEnterprise.block	Block
udyamRegistration.officialAddressOfEnterprise.roadStreetLane	Street
udyamRegistration.officialAddressOfEnterprise.city	City
udyamRegistration.officialAddressOfEnterprise.state	State
udyamRegistration.officialAddressOfEnterprise.pin	Pincode
udyamRegistration.officialAddressOfEnterprise.district	District
udyamRegistration.officialAddressOfEnterprise.mobile	Mobile
udyamRegistration.officialAddressOfEnterprise.email	Email
udyamRegistration.pdfUrl	PDF link
phoneToUdyam.impact	Impact
phoneToUdyam.count	Enterprise count
phoneToUdyam.enterprises[].udyamNumber	Udyam number
phoneToUdyam.enterprises[].enterpriseName	Enterprise name
phoneToUdyam.enterprises[].organisationType	Organisation type
phoneToUdyam.enterprises[].majorActivity	Activity
phoneToUdyam.enterprises[].currentEnterpriseType	Enterprise type
phoneToUdyam.enterprises[].classificationYear	Year
phoneToUdyam.enterprises[].classificationDate	Date
phoneToUdyam.enterprises[].dateOfIncorporation	Incorporation
phoneToUdyam.enterprises[].dateOfUdyamRegistration	Registration
phoneToUdyam.enterprises[].address.state	State
phoneToUdyam.enterprises[].address.district	District
phoneToUdyam.enterprises[].address.pin	Pincode
phoneToUdyam.enterprises[].nicCodes[].code	NIC code
phoneToUdyam.enterprises[].nicCodes[].description	NIC description
phoneToUdyam.enterprises[].ownerName	Owner
phoneToUdyam.enterprises[].certificateUrl	Certificate
panToUdyam.impact	Impact
panToUdyam.pan	PAN
panToUdyam.udyamNumber	Udyam
panToUdyam.enterpriseName	Enterprise
panToUdyam.organisationType	Organisation
panToUdyam.majorActivity	Activity
panToUdyam.currentEnterpriseType	Type
panToUdyam.classificationYear	Year
panToUdyam.classificationDate	Date
panToUdyam.dateOfIncorporation	Incorporation
panToUdyam.dateOfUdyamRegistration	Registration
panToUdyam.address.city	City
panToUdyam.address.state	State
panToUdyam.address.pin	Pincode
panToUdyam.address.district	District
panToUdyam.nicCodes[].code	NIC code
panToUdyam.nicCodes[].description	NIC description
panToUdyam.certificateUrl	Certificate
rocSimpleSearchByCin.impact	Impact
rocSimpleSearchByCin.numberOfMembers	Members
rocSimpleSearchByCin.subCategory	Subcategory
rocSimpleSearchByCin.class	Class
rocSimpleSearchByCin.companyType	Company type
rocSimpleSearchByCin.companyName	Company name
rocSimpleSearchByCin.whetherListed	Listed
rocSimpleSearchByCin.dateOfIncorporation	Incorporation
rocSimpleSearchByCin.lastAgmDate	AGM
rocSimpleSearchByCin.registrationNumber	Registration no
rocSimpleSearchByCin.registeredAddress	Address
rocSimpleSearchByCin.activeCompliance	Compliance
rocSimpleSearchByCin.suspendedAtStockExchange	Suspension
rocSimpleSearchByCin.balanceSheetDate	Balance sheet
rocSimpleSearchByCin.category	Category
rocSimpleSearchByCin.status	Status
rocSimpleSearchByCin.rocOffice	ROC
rocSimpleSearchByCin.countryOfIncorporation	Country
rocSimpleSearchByCin.descriptionOfMainDivision	Description
rocSimpleSearchByCin.addressOtherThanRegisteredOffice	Other address
rocSimpleSearchByCin.emailId	Email
rocSimpleSearchByCin.noOfDirectors	Directors
rocSimpleSearchByCin.statusForEfiling	E-filing
rocSimpleSearchByCin.pan	PAN
rocSimpleSearchByCin.directorDetails	Directors list
gstnDetailed.impact	Impact
gstnDetailed.constitutionOfBusiness	Business constitution
gstnDetailed.legalNameOfBusiness	Legal name
gstnDetailed.tradeNameOfBusiness	Trade name
gstnDetailed.centreJurisdiction	Centre jurisdiction
gstnDetailed.stateJurisdiction	State jurisdiction
gstnDetailed.registrationDate	Registration date
gstnDetailed.taxPayerDate	Taxpayer date
gstnDetailed.taxPayerType	Taxpayer type
gstnDetailed.gstinStatus	GST status
gstnDetailed.cancellationDate	Cancellation date
gstnDetailed.natureOfBusinessActivities	Activities
gstnDetailed.principalPlaceAddress.emailId	Email
gstnDetailed.principalPlaceAddress.address	Address
gstnDetailed.principalPlaceAddress.natureOfBusiness	Nature
gstnDetailed.principalPlaceAddress.mobile	Mobile
gstnDetailed.principalPlaceAddress.lastUpdatedDate	Updated
pan.gender	Gender
pan.dateOfBirth	DOB
phoneDetails.customerName	Customer name
phoneDetails.isValid	Valid
emailVerification.email	Email
emailVerification.isValid	Valid
emailVerification.status	Email status
emailVerification.subStatus	Detailed sub-status
emailVerification.isFreeEmail	Is free email provider
emailVerification.domain	Email domain
emailVerification.domainAgeDays	Domain age (in days)
emailVerification.smtpProvider	SMTP provider
emailVerification.mxFound	MX record found
emailVerification.person	Person enrichment object
emailVerification.company	Company enrichment object

FAQs

1. How is the Trust Score generated?

The score is generated using a multi-parameter evaluation model. Verified legitimacy indicators contribute positively, while detected risk signals reduce the score. The final result is normalized to a scale of 0–1000.

2. What happens if some data is unavailable?

If certain checks cannot be performed due to missing inputs or temporary upstream issues, the system dynamically adjusts the evaluation and calculates the score based on available data. The business is not unfairly penalized for missing data sources.

3. Can the scoring model be customized?

Yes. Weightages and risk thresholds can be customized based on institutional risk appetite, target segment, or proof-of-concept findings.

4. How should this score be used?

The Trust Score should be integrated into onboarding workflows to guide decision-making:

Very Low / Low Risk → Standard onboarding

Moderate Risk → Enhanced due diligence

High Risk → Escalation or rejection as per policy