BFL Create Loan Application

4 min

Introduction

The objective of this API is to create/modify a loan application with one of the mostdiversified NBFCs in India -Bajaj-finserv.This API uses all the parameters that are required to create loan applications andrelated object records. All required parameters are taken in the JSON request and arechecked for duplicate record using PAN, Mobile and DOB and if any existing record withthe same values is identified, then the API does the update operation and if no record isfound then the API inserts a new record of loan application and all the other relatedobject records.After creating the records, eligibility and segmentation for the created record is calledand records are updated on the basis of response received.API: Here, an API means A RESTful JSON Based API.Prerequisites- Client should get the required auth_token from the contact person ofSignzy in order to consume this API.

API Specification

Method- Post

API url- <https://<<hostname>>/api/v3/new/bfl-createLoanApplication>Headers- Authorization: <<your_auth_token>>

{
"JSNREQ": {
"Account": {
"Name": "Aditya Upadhyay",
"Mobile": "9123456789",
"Date_of_Birth": "1989-04-12",
"PANNumber": "AFTPU1234A",
"Total_Work_Experience_Yrs": "1",
"Total_Work_Experience_Months": "10",
"Current_experiance_in_Years": "1",
"Current_experiance_in_Month": "10",
"Gross_Salary_Turn_Over": "80000",

"Qualification": "Post Graduate",
"Name_Of_The_Degree": "R S College",
"Gender": "",
"Marital_Status": "Married",
"Employer": "INFOSOFT",
"DesignationOTP": "Executive",
"Accountant_email_id": "",
"Office_Address_1st_Line": "5TH STREET",
"Office_Address_2nd_Line": "",
"Office_Pin_Code": "110011",
"Office_City": "Delhi",
"Office_STD_Code": "0",
"Office_Landline_Number1": "0",
"Current_Residence_Address1": "106 APPARTMENT",
"Current_Residence_Address2": "Teasdasdasdst",
"Current_Residence_Address3": "Tasdasdaest",
"Current_PinCode": "110011",
"Current_City": "Delhi",
"Residence_TypeAcc": "Owned by Self/Spouse",
"Current_STDCode": "0",
"Residence_Landline_phone": "0",
"Current_Email_Id": "[email protected]"
},
"Contact": [
{
"FirstName": "Abhay",
"Middle_Name": "",
"LastName": "Testing",
"Mobile": "7827679558",
"ApplicantType": "Primary",
"Others_Employer": "",
"Email_Confirmation_received": "",
"Customer_address_matches_with_eKYC": "",
"Customer_address_matches_with_perfios": "",
"Customer_Add_Matches_With_Previous_Add": ""
}
],
"Opportunity": {
"Product": "SAL",
"Sourcing_Channel": "",
"Branch_Name": "PUNE",
"Referral": "PROFINCARE LTD",

"Application_Source": "E-Referral",
"Processing_Fees": "",
"Close_Date": "2022-02-16",
"Stage": "DSA/PSF Login",
"Name": "Feb Testing"
},
"BankAccount": {
"Bank_Name": "ICICI",
"Bank_Acct_Number": "123123123124"
},
"CAM": {
"Proposed_Loan_Amt": "200000",
"Tenor": "24",
"ROI": "12.8",
"Average_incentive_for_Q1": "0",
"Average_incentive_for_Q2": "0",
"Average_incentive_for_Q3": "0"
},
"ExistingLoan": [
{}
]
}
}

Request Parameter Details

Name	Data Type	Tag Required in Request Body	Value Required against Tag
Name	String	Y	Y
Mobile	String	Y	Y
Date_of_Birth	String	Y	Y
PANNumber	String	Y	Y
Total_Work_Experience_Yrs	String	Y	Y
Total_Work_Experience_Months	String	Y	Y
Current_experiance_in_Years	String	Y	Y
Current_experiance_in_Month	String	Y	Y
Gross_Salary_Turn_Over	String	Y	N
Qualification	String	Y	N
Name_Of_The_Degree	String	Y	N
Gender	String	Y	N
Marital_Status	String	Y	N
Employer	String	Y	N
DesignationOTP	String	Y	N
Accountant_email_id	String	Y	N
Office_Address_1st_Line	String	Y	N
Office_Address_2nd_Line	String	Y	N
Office_Pin_Code	String	Y	N
Office_City	String	Y	N
Office_STD_Code	String	Y	N
Office_Landline_Number1	String	Y	N
Current_Residence_Address1	String	Y	Y
Current_Residence_Address2	String	Y	Y
Current_Residence_Address3	String	Y	Y
Current_PinCode	String	Y	Y
Current_City	String	Y	Y
Residence_TypeAcc	String	Y	N
Current_STDCode	String	Y	N
Residence_Landline_phone	String	Y	N
Current_Email_Id	String	Y	Y
FirstName	String	Y	Y
Middle_Name	String	Y	N
LastName	String	Y	Y
Mobile	String	Y	Y
ApplicantType	String	Y	Static Value: “Primary”
Others_Employer	String	Y	N
Email_Confirmation_received	String	Y	N
Customer_address_matches_with_eKYC	String	Y	N
Customer_address_matches_with_perfios	String	Y	N
Customer_Add_Matches_With_Previous_Add	String	Y	N
Product	String	Y	Static Value: “SPL”
Sourcing_Channel	String	Y	As per the location list
Branch_Name	String	Y	As per the location
Referral	String	Y	Static as per the SFDC Name
Application_Source	String	Y	E-Referral
Processing_Fees	String	Y	N
Close_Date	String	Y	T+50 Years
Stage	String	Y	Static Value: DSA/PSF Login
Name	String	Y	You have to pass customer Full Name
Bank_Name	String	Y	N
Bank_Acct_Number	String	Y	N
Proposed_Loan_Amt	String	Y	N
Tenor	String	Y	N
ROI	String	Y	N
Average_incentive_for_Q1	String	Y	N
Average_incentive_for_Q2	String	Y	N
Average_incentive_for_Q3	String	Y	N

{
   "result": {
       "data": {
           "Message": "Loan Application Created Successfully",
           "Loan Application Number": "<Loan Number>"
       }
   }
}

StatusCode & Message

Message	code	Interpretation
Invalid authentication credentials	401	Kindly check authorization
Internal server error	500	Internal error at signzy
Loan Application Created Successfully	200	Successful txn
Exception Occurred	200	Some issue with input params type and values, kindly check