--- title: Credit Analytics EX Lite slug: api-marketplace/credit-analytics-ex-lite createdAt: 2024-04-03T10:53:12.290Z --- ## Introduction: The Credit Analytics EX Lite Bureau Report API enables patrons to retrieve enhanced credit analytics for a given individual using specified parameters such as phone number, first name, and last name. This API is tailored to deliver comprehensive analytics on credit reports, facilitating the assessment of an individual's creditworthiness. ### Key Features - **Credit Information Retrieval**: Patrons can access detailed credit reports using two methods: - Method 1: Phone number + First Name + Last Name + PAN (optional) - Method 2: Phone number + First Name + Last Name + PAN + DOB + Pincode ### Benefits - **Assessment of Creditworthiness**: The API assists in evaluating an individual's creditworthiness by providing detailed credit reports. ### Conclusion In summary, the Credit Analytics EX Bureau Report API offers a convenient solution for fetching credit information, aiding in the assessment of individuals' creditworthiness. ### Sample Curl: :::CodeblockTabs preproduction ```curl curl --location 'https://api-preproduction.signzy.app/api/v3/bureau/experian-lite' \ --header 'Content-Type: application/json' \ --header 'Authorization: ' \ --data '{ "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": "2024-04-01", "pincode": 560026, "alternateFlow": "masked-Mobile-Flow", "consent": { "consentFlag": true, "consentTimestamp": ***********, "consentIpAddress": "*****", "consentMessageId": "CM_1" } }' ``` Production ```curl curl --location 'https://api.signzy.app/api/v3/bureau/experian-lite' \ --header 'Content-Type: application/json' \ --header 'Authorization: ' \ --data '{ "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": "2024-04-01", "pincode": 560026, "alternateFlow": "masked-Mobile-Flow", "consent": { "consentFlag": true, "consentTimestamp": ***********, "consentIpAddress": "*****", "consentMessageId": "CM_1" } }' ``` ::: ### Request Headers | Key | Value | | ------------- | ---------------- | | Authorization | shared by Signzy | | Content-type | application/json | ### Request Body :::CodeblockTabs 200 OK ```json { "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": "2024-04-01", "pincode": 560026, "alternateFlow": "masked-Mobile-Flow" "consent": { "consentFlag": true, "consentTimestamp": ***********, "consentIpAddress": "*****", "consentMessageId": "CM_1" } } ``` ::: **Note:** - When alternateFlow masked-Mobile-Flow, then in the consent object use consentMessageId CM\_2. - When alternateFlow is not present, null or string, then in the consent object use consentMessageId CM\_1. - In response, for Mobile\_Telephone\_Number only last 5 digits and for Telephone\_Number only last 4 digits will be shown. ### Input Parameters | Parameter | Type | Mandatory/Optional | Description | | -------------------------- | ------- | ------------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | phoneNumber | Number | Mandatory | The phone number of the individual for whom the Experian report is requested. | | pan | String | Optional | The PAN (Permanent Account Number) of the individual. | | firstName | String | Mandatory | The first name of the individual. | | lastName | String | Mandatory | The last name of the individual. | | dateOfBirth | Number | Optional | Date of Birth of the user.
Format: yyyy-mm-dd | | pincode | Number | Optional | Pincode of the user. | | alternateFlow | String | Optional | Alternate flow to indicate which flow user wants to use. | | consent | Object | Mandatory | consent object containing consent details | | consent\[consentFlag] | Boolean | Mandatory | consent status of consumer true/false | | consent\[consentTimestamp] | String | Mandatory | timestamp of consent in seconds or milliseconds | | consent\[consentIpAddress] | String | Mandatory | Ip address of device through which consent is provided | | consent\[consentMessageId] | String | Mandatory | consent message mapping ID.
"CM\_1" : "I hereby consent that I am sharing my consent to signzy to collect my bureau report"
"CM\_2": "I hereby authorize Experian to pull my credit report for test purpose" | ### Response Body :::CodeblockTabs 200 OK ```json { "statusCode": 200, "message": "SUCCESS", "data": { "jsonExperianReport": { "Header": { "SystemCode": 0, "MessageText": "", "ReportDate": 20240404, "ReportTime": 122247 }, "UserMessage": { "UserMessageText": "Normal Response" }, "CreditProfileHeader": { "ReportDate": 20240404, "ReportTime": 122247, "Version": "V2.4", "ReportNumber": 1712213567495 }, "Current_Application": { "Current_Application_Details": { "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "Current_Applicant_Details": { "Last_Name": "Doe", "First_Name": "John", "Middle_Name1": "", "Middle_Name2": "", "Middle_Name3": "", "Gender_Code": 2, "IncomeTaxPan": "ABCDE4289A", "Date_Of_Birth_Applicant": 19870811, "Telephone_Number_Applicant_1st": "", "Telephone_Extension": "", "Telephone_Type": "", "MobilePhoneNumber": 9295390874, "EMailId": "", "genderCodeDescription": "Male" }, "Current_Other_Details": { "Income": 0, "Marital_Status": "", "Employment_Status": "", "Time_with_Employer": "", "Number_of_Major_Credit_Card_Held": "" }, "Current_Applicant_Address_Details": { "FlatNoPlotNoHouseNo": "CHINAR4 CHS", "BldgNoSocietyName": "", "RoadNoNameAreaLocality": "", "City": "Mumbai", "Landmark": "", "State": 27, "PINCode": 400004, "Country_Code": "IB", "stateDescription": "MAHARASHTRA" }, "Current_Applicant_Additional_AddressDetails": "", "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" } }, "CAIS_Account": { "CAIS_Summary": { "Credit_Account": { "CreditAccountTotal": 3, "CreditAccountActive": 3, "CreditAccountDefault": 0, "CreditAccountClosed": 0, "CADSuitFiledCurrentBalance": 0 }, "Total_Outstanding_Balance": { "Outstanding_Balance_Secured": 2000000, "Outstanding_Balance_Secured_Percentage": 33, "Outstanding_Balance_UnSecured": 4000000, "Outstanding_Balance_UnSecured_Percentage": 67, "Outstanding_Balance_All": 6000000 } }, "CAIS_Account_DETAILS": [ { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S04", "Portfolio_Type": "I", "Account_Type": 1, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 2000000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 11, "Payment_Rating": "?", "Payment_History_Profile": "????????????????????????????????????", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": "", "Original_Charge_Off_Amount": "", "Date_Reported": 20230510, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": "", "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230410, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": "", "Asset_Classification": "?" }, { "Year": 2023, "Month": 4, "Days_Past_Due": "", "Asset_Classification": "?" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "Doe", "First_Name_Non_Normalized": "John", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "ABCDE4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Male" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400004, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "ABCDE4289A", "EMailId": "" } ], "portfolioTypeDescription": "Instalment Loans", "accountTypeDescription": "AUTO LOAN", "accountStatusDescription": "ACTIVE", "accountholdertypecodeDescription": "Individual" }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S62", "Portfolio_Type": "M", "Account_Type": 2, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 1500000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 93, "Payment_Rating": 2, "Payment_History_Profile": "N", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": 4500000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230210, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": 1, "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230210, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 2, "Days_Past_Due": 67, "Asset_Classification": "S", "assetClassificationDescription": "Asset Classification is Standard" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "Doe", "First_Name_Non_Normalized": "John", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "ABCDE4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Male" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "ABCDE4289A", "EMailId": "" } ], "portfolioTypeDescription": "Mortgage Loan", "accountTypeDescription": "HOUSING LOAN", "accountStatusDescription": "Suit Filed(Wilful default)", "paymentHistoryProfileDescription": "Value not available", "suitfiledWillfuldefaultDescription": "Suit Filed", "accountholdertypecodeDescription": "Individual" }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXDP02", "Portfolio_Type": "I", "Account_Type": 5, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 5600000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 89, "Payment_Rating": 4, "Payment_History_Profile": "4?44????????????????????????????????", "Special_Comment": "", "Current_Balance": 4000000, "Amount_Past_Due": 1000000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230520, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": 2, "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230120, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 4, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 2, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 1, "Days_Past_Due": 120, "Asset_Classification": "?" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "Doe", "First_Name_Non_Normalized": "John", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "ABCDE4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Female" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "ABCDE4289A", "EMailId": "" } ], "portfolioTypeDescription": "Instalment Loans", "accountTypeDescription": "PERSONAL LOAN", "accountStatusDescription": "Wilful default", "suitfiledWillfuldefaultDescription": "Wilful Default", "accountholdertypecodeDescription": "Individual" } ] }, "Match_result": { "Exact_match": "Y" }, "TotalCAPS_Summary": { "TotalCAPSLast7Days": 100, "TotalCAPSLast30Days": 102, "TotalCAPSLast90Days": 141, "TotalCAPSLast180Days": 171 }, "CAPS": { "CAPS_Summary": { "CAPSLast7Days": 0, "CAPSLast30Days": 2, "CAPSLast90Days": 41, "CAPSLast180Days": 71 }, "CAPS_Application_Details": [ { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240320, "ReportTime": 122247, "ReportNumber": 1710930859687, "Enquiry_Reason": 3, "Finance_Purpose": 99, "Amount_Financed": 120000000, "Duration_Of_Agreement": 1, "enquiryReasonDescription": "Business Loan", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240306, "ReportTime": 122247, "ReportNumber": 1709724318867, "Enquiry_Reason": 5, "Finance_Purpose": 99, "Amount_Financed": 5000, "Duration_Of_Agreement": 6, "enquiryReasonDescription": "Construction Equipment loan", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 122247, "ReportNumber": 1707909096676, "Enquiry_Reason": 13, "Finance_Purpose": 99, "Amount_Financed": 5000, "Duration_Of_Agreement": 6, "enquiryReasonDescription": "Personal Loan", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 122247, "ReportNumber": 1707899837575, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": "", "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 122247, "ReportNumber": 1707895117545, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": "", "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 122247, "ReportNumber": 1707893632499, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": "", "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 122247, "ReportNumber": 1707893061777, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": "", "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240213, "ReportTime": 122247, "ReportNumber": 1707823924794, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240213, "ReportTime": 122247, "ReportNumber": 1707817723260, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707739175318, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707738271430, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707738254090, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707738190970, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707729519660, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": "", "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707721881178, "Enquiry_Reason": 7, "Finance_Purpose": 23, "Amount_Financed": 100000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Credit Card" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707721420006, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 122247, "ReportNumber": 1707702842515, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550275576, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550256820, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550213416, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550179191, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550165289, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 122247, "ReportNumber": 1707550152097, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240209, "ReportTime": 122247, "ReportNumber": 1707473362666, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit 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"enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240402, "ReportTime": 122247, "ReportNumber": 1712030662237, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711975693686, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711975692312, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711968405446, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711968404295, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711965201131, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711965200273, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711961611659, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711961609853, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711957929236, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240401, "ReportTime": 122247, "ReportNumber": 1711957928519, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" } ] }, "SCORE": { "FCIREXScore": 611, "FCIREXScoreConfidLevel": "" } }, "excelExperianReport": "https://preproduction-persist.signzy.tech/api/files/5071259/download/6496db4da5dc423a98e656a39d00e29a97e6c6b8bd224fb9ae1e0e819fb0d0e3.xlsx" } } ``` ::: **Note:** When alternateFlow is masked-Mobile-Flow then we would not receive excel Report it will be an empty string. ### Status Codes | **CODE** | **MESSAGE** | | -------- | ---------------------------------------------------------------------------------------------------------------------------------------------- | | 200 | Request successful | | 400 | Validation Error | | 404 | Resource not found
Or
please call the masked mobile report API with the following actual mobile numbers: \[88XXXXX888, 99XXXXX999] | | 409 | Upstream is down | | 500 | Server Side Error | | 401 | Unauthorised Access | | 499 | Gateway timeout | | 429 | Too Many Requests |