--- title: Credit Analytics Ex Bureau slug: api-marketplace/credit-analytics-ex-bureau createdAt: 2024-04-03T10:53:12.290Z --- ## Introduction: The Credit Analytics Ex Bureau API enables patrons to retrieve credit analytics for a given individual using specified parameters such as phone number, PAN (Permanent Account Number), first name, and last name. This API is tailored to deliver comprehensive credit analytics, facilitating the assessment of an individual's creditworthiness. ### Key Features - **Credit Information Retrieval**: Patrons can access detailed credit analytics using parameters like phone number, PAN, first name, and last name. ### Benefits - **Assessment of Creditworthiness**: The API assists in evaluating an individual's creditworthiness by providing detailed credit analytics. ### Conclusion In summary, the Credit Analytics Ex API offers a convenient solution for fetching credit analytics, aiding in the assessment of individuals' creditworthiness. ### Sample Curl: :::CodeblockTabs preproduction ```curl curl --location 'https://api-preproduction.signzy.app/api/v3/bureau/experian-report' \ --header 'Content-Type: application/json' \ --header 'Authorization: ' \ --data '{ "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": 2024-04-01, "pincode": 560026, "consent": { "consentFlag": true, "consentTimestamp": 1707685055, "consentIpAddress": "********", "consentMessageId":"CM_1" } }' ``` Production ```curl curl --location 'https://api.signzy.app/api/v3/bureau/experian-report' \ --header 'Content-Type: application/json' \ --header 'Authorization: ' \ --data '{ "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": "2024-04-01", "pincode": 560026, "consent": { "consentFlag": true, "consentTimestamp": 1707685055, "consentIpAddress": "********", "consentMessageId": "CM_1" } }' ``` ::: ### Request Headers | Key | Value | | ------------- | ---------------- | | Authorization | shared by Signzy | | Content-type | application/json | ### Request Body :::CodeblockTabs 200 OK ```json { "phoneNumber": 1234567890, "pan": "ABCDE4289A", "firstName": "John", "lastName": "Doe", "dateOfBirth": "2024-04-01", "pincode": 560026, "consent": { "consentFlag": true, "consentTimestamp": 1707685055, "consentIpAddress": "127.0.0.1", "consentMessageId": "CM_1" } } ``` ::: ### Input Parameters | Parameter | Type | Mandatory/Optional | Description | | -------------------------- | ------- | ------------------ | ---------------------------------------------------------------------------------------------- | | phoneNumber | Number | Mandatory | The phone number of the individual for whom the Experian report is requested. | | pan | String | Mandatory | The PAN (Permanent Account Number) of the individual. | | firstName | String | Mandatory | The first name of the individual. | | lastName | String | Mandatory | The last name of the individual. | | dateOfBirth | Number | Mandatory | Date of Birth of the user.
Format: yyyy-mm-dd | | pincode | Number | Mandatory | Pincode of the user. | | consent | Object | Mandatory | Consent object by the user. | | consent\[consentFlag] | Boolean | Mandatory | A boolean flag representing if consent is present or not. | | consent\[consentTimestamp] | Number | Mandatory | Timestamp of the consent in seconds or milliseconds. | | consent\[consentIpAddress] | String | Mandatory | Ip address of the user's device giving the consent. | | consent\[consentMessageId] | String | Mandatory | "CM\_1": 'I hereby consent that I am sharing my consent to signzy to collect my bureau report' | ### Response Body :::CodeblockTabs 200 OK ```json { "statusCode": 200, "message": "SUCCESS", "data": { "jsonExperianReport": { "Header": { "SystemCode": 0, "MessageText": "", "ReportDate": 20240306, "ReportTime": 161142 }, "UserMessage": { "UserMessageText": "Normal Response" }, "CreditProfileHeader": { "ReportDate": 20240306, "ReportTime": 161142, "Version": "V2.4", "ReportNumber": 1709721702771 }, "Current_Application": { "Current_Application_Details": { "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "Current_Applicant_Details": { "Last_Name": "JEH", "First_Name": "SHANAYA", "Middle_Name1": "", "Middle_Name2": "", "Middle_Name3": "", "Gender_Code": 2, "IncomeTaxPan": "QAGPJ4289A", "Date_Of_Birth_Applicant": 19870811, "Telephone_Number_Applicant_1st": "", "Telephone_Extension": "", "Telephone_Type": 0, "MobilePhoneNumber": 9295390874, "EMailId": "SHANAYA@example.com", "genderCodeDescription": "Female" }, "Current_Other_Details": { "Income": 0, "Marital_Status": "", "Employment_Status": "", "Time_with_Employer": "", "Number_of_Major_Credit_Card_Held": "" }, "Current_Applicant_Address_Details": { "FlatNoPlotNoHouseNo": "CHINAR4 CHS", "BldgNoSocietyName": "", "RoadNoNameAreaLocality": "", "City": "Mumbai", "Landmark": "", "State": 27, "PINCode": 400004, "Country_Code": "IB", "stateDescription": "MAHARASHTRA" }, "Current_Applicant_Additional_AddressDetails": "", "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" } }, "CAIS_Account": { "CAIS_Summary": { "Credit_Account": { "CreditAccountTotal": 3, "CreditAccountActive": 3, "CreditAccountDefault": 0, "CreditAccountClosed": 0, "CADSuitFiledCurrentBalance": 0 }, "Total_Outstanding_Balance": { "Outstanding_Balance_Secured": 2000000, "Outstanding_Balance_Secured_Percentage": 2000000, "Outstanding_Balance_UnSecured": 4000000, "Outstanding_Balance_UnSecured_Percentage": 67, "Outstanding_Balance_All": 6000000 } }, "CAIS_Account_DETAILS": [ { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S04", "Portfolio_Type": "I", "Account_Type": 1, "Open_Date": 20220615, "Credit_Limit_Amount": 0, "Highest_Credit_or_Original_Loan_Amount": 2000000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Settlement_Amount": 0, "Account_Status": 11, "Payment_Rating": "?", "Payment_History_Profile": "????????????????????????????????????", "paymentHistoryProfileDescription": "", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": 0, "Original_Charge_Off_Amount": "", "Date_Reported": 20230510, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "suitfiledwillfuldefaultwrittenoffstatusDescription": "Restructured", "SuitFiled_WillfulDefault": "", "suitfiledWillfuldefaultDescription": "No Suit Filed", "Written_off_Settled_Status": "", "writtenOffSettledStatusDescription": "Restructured Loan", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Value_of_Collateral": 0, "Type_of_Collateral": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "Written_Off_Amt_Principal": 0, "Written_Off_Amt_Total": 0, "DateOfAddition": 20230410, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": 0, "Asset_Classification": "?", "assetClassificationDescription": "" }, { "Year": 2023, "Month": 4, "Days_Past_Due": 0, "Asset_Classification": "?", "assetClassificationDescription": "" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Female" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400004, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": 0, "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ], "portfolioTypeDescription": "Instalment Loans", "accountTypeDescription": "AUTO LOAN", "termsFrequencyDescription": "", "accountStatusDescription": "ACTIVE", "accountholdertypecodeDescription": "Individual" }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S62", "Portfolio_Type": "M", "Account_Type": 2, "Open_Date": 20220615, "Credit_Limit_Amount": 0, "Highest_Credit_or_Original_Loan_Amount": 1500000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Settlement_Amount": 0, "Account_Status": 93, "Payment_Rating": 2, "Payment_History_Profile": "N", "paymentHistoryProfileDescription": "Value not available", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": 4500000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230210, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "suitfiledwillfuldefaultwrittenoffstatusDescription": "Restructured", "SuitFiled_WillfulDefault": 1, "suitfiledWillfuldefaultDescription": "Suit Filed", "Written_off_Settled_Status": "", "writtenOffSettledStatusDescription": "Restructured Loan", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Value_of_Collateral": 0, "Type_of_Collateral": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "Written_Off_Amt_Principal": 0, "Written_Off_Amt_Total": 0, "DateOfAddition": 20230210, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 2, "Days_Past_Due": 67, "Asset_Classification": "S", "assetClassificationDescription": "Asset Classification is Standard" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Female" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": 0, "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ], "portfolioTypeDescription": "Mortgage Loan", "accountTypeDescription": "HOUSING LOAN", "termsFrequencyDescription": "", "accountStatusDescription": "Suit Filed(Wilful default)", "accountholdertypecodeDescription": "Individual" }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXDP02", "Portfolio_Type": "I", "Account_Type": 5, "Open_Date": 20220615, "Credit_Limit_Amount": 0, "Highest_Credit_or_Original_Loan_Amount": 5600000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Settlement_Amount": 0, "Account_Status": 89, "Payment_Rating": 4, "Payment_History_Profile": "4?44????????????????????????????????", "paymentHistoryProfileDescription": "", "Special_Comment": "", "Current_Balance": 4000000, "Amount_Past_Due": 1000000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230520, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "suitfiledwillfuldefaultwrittenoffstatusDescription": "Restructured", "SuitFiled_WillfulDefault": 2, "suitfiledWillfuldefaultDescription": "Wilful Default", "Written_off_Settled_Status": "", "writtenOffSettledStatusDescription": "Restructured Loan", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Value_of_Collateral": 0, "Type_of_Collateral": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "Written_Off_Amt_Principal": 0, "Written_Off_Amt_Total": 0, "DateOfAddition": 20230120, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": 120, "Asset_Classification": "?", "assetClassificationDescription": "" }, { "Year": 2023, "Month": 4, "Days_Past_Due": 120, "Asset_Classification": "?", "assetClassificationDescription": "" }, { "Year": 2023, "Month": 2, "Days_Past_Due": 120, "Asset_Classification": "?", "assetClassificationDescription": "" }, { "Year": 2023, "Month": 1, "Days_Past_Due": 120, "Asset_Classification": "?", "assetClassificationDescription": "" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811, "genderCodeDescription": "Female" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": 0, "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ], "portfolioTypeDescription": "Instalment Loans", "accountTypeDescription": "PERSONAL LOAN", "termsFrequencyDescription": "", "accountStatusDescription": "Wilful default", "accountholdertypecodeDescription": "Individual" } ] }, "Match_result": { "Exact_match": "Y" }, "TotalCAPS_Summary": { "TotalCAPSLast7Days": 100, "TotalCAPSLast30Days": 133, "TotalCAPSLast90Days": 143, "TotalCAPSLast180Days": 172 }, "CAPS": { "CAPS_Summary": { "CAPSLast7Days": 0, "CAPSLast30Days": 33, "CAPSLast90Days": 43, "CAPSLast180Days": 72 }, "CAPS_Application_Details": [ { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 161142, "ReportNumber": 1707909096676, "Enquiry_Reason": 13, "Finance_Purpose": 99, "Amount_Financed": 5000, "Duration_Of_Agreement": 6, "enquiryReasonDescription": "Personal Loan", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 161142, "ReportNumber": 1707899837575, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 161142, "ReportNumber": 1707895117545, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 161142, "ReportNumber": 1707893632499, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240214, "ReportTime": 161142, "ReportNumber": 1707893061777, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Others", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240213, "ReportTime": 161142, "ReportNumber": 1707823924794, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240213, "ReportTime": 161142, "ReportNumber": 1707817723260, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707739175318, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 0, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707738271430, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707738254090, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707738190970, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707729519660, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707721881178, "Enquiry_Reason": 7, "Finance_Purpose": 23, "Amount_Financed": 100000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Credit Card" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707721420006, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240212, "ReportTime": 161142, "ReportNumber": 1707702842515, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550275576, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550256820, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550213416, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550179191, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550165289, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240210, "ReportTime": 161142, "ReportNumber": 1707550152097, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240209, "ReportTime": 161142, "ReportNumber": 1707473362666, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 1000, "Duration_Of_Agreement": 12, "enquiryReasonDescription": "Credit Card", "financePurposeDescription": "Others" }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240209, "ReportTime": 161142, "ReportNumber": 1707473333231, "Enquiry_Reason": 7, "Finance_Purpose": 99, "Amount_Financed": 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